Budget planner in vintage design I A5 inserts I 6-hole punched

This budget planner was created in collaboration with my community - we can be very proud of it.

Why another budget planner when there are already more than enough to choose from?!

I have been budgeting for almost a year now. I started in the middle of the month in September 2022 and tested things out to find the best layout of a planner for me.
After a year, I simply don't feel like drawing up my monthly overview anymore, and the time I lose in doing so is too valuable to me.
The following points were extremely important to me and unfortunately I have not found a budget planner that meets these requirements:

- the budget planning should be on one page, next to a calendar so I have the complete 'plan' at a glance.
- Account overview and cash overview - we are talking here about unplanned expenses or if we take something out of the binder we record it here again.

Now to the facts:
- DinA5, matte paper, 160g
- 6-hole punched, inserts
- 12 months, unnamed, easy introduction
- 63 pages planner + 3 pages introduction

1. Cover page and introduction
2. Each month has wonderful sayings that are uplifting and thought-provoking.
3. Monthly overview and budget planning (double page)
- Month: Calendar, Goals, Notes
- Budget planning: income, liabilities, fixed costs, sinking funds, savings goals, variable costs, total sum - withdraw
4. Weekly overview (double page, each with six categories, weekly closing and monthly closing total)
5. Monthly overview and savings goals - here you can take stock of how your month went.
6. Sinking Funds (cover sheet + three pages, each with five tables for a perfect overview of all sinking funds)

Available separately: Account overview / cash overview, front and back, 6 pages each - total 12 pages

ACCOUNT OVERVIEW: use this for online shopping, unplanned card payments
CASH OVERVIEW: unplanned purchases, e.g. for birthdays (from savings goals), emergency funds were used? Then make a note of it so that you can keep track of it permanently.

How is it used? As you want it and as it fits into your budget planning. Use it month to month or across months. Each and every one of us has a different budget and completely different income and expenses and these overviews should help you keep track of everything 😊

Since all of my print products are handmade, from design to printing to cutting, I thank you for your understanding that there should be minimal differences in size.
I do my best to send every product in an ideal condition, also I am only human =)

with Love
Christina